Owning your own condo can be exciting, but with it comes a lot of care and responsibility and that means making sure you are protected with Florida condo insurance. Most people don’t anticipate bad things happening, but the truth of the matter is, they can happen and condo insurance can keep you protected.
Most condo associations have insurance only covering the grounds of the condominium and liability for the association, but if a theft or accident occurs inside your condo, you need your own insurance coverage. Unexpected disasters or incidents can happen at any time and Florida condo insurance is necessary to keep you and your family protected financially.
Most policies will include coverage for damages and losses that occur from theft, vandalism, smoke, windstorms, accidental appliance damage and lightning. You can also choose add-ons such as coverage for your valuable items or for your belongings for full replacement costs regardless of depreciation. There are ways you can get insurance discounts if you are a condo owner. Having a fire extinguisher or burglar alarm are a couple of examples. Check with various insurance companies to see if they provide discounts for condominium owners and if you qualify.
Enjoy your time as a condo owner and don’t worry over things that are out of your control. Instead, rest assured that you can keep yourself safe with Florida condo insurance.